Don’t Jeopardize

Your Claim Starting any repairs or demolition work before reaching a settlement can seriously damage your chances of getting fully compensated. Insurance companies often pressure policyholders to begin cleanup, suggesting it’s your duty to mitigate the loss. While it’s true that you’re expected to prevent further damage, that doesn’t mean you should begin major repairs without knowing how much the insurer is going to pay.

If your adjuster tells you otherwise, let them know you can’t contract repairs until you’ve seen the numbers in writing. Acting prematurely could give the insurer grounds to deny parts of your claim.

Real Consequences for Acting Too Soon

We’ve seen clients move ahead with roof replacements or structural repairs, only to later find out the insurance company disagrees with the scope of work. In many cases, insurers argue that a simple repair would have sufficed, and refuse to pay for full replacements. Once the work is done, it’s incredibly hard—sometimes impossible—to prove what was damaged and what wasn’t.

Don’t Pay the Price Out of Pocket

Even worse, if you start repairs and your insurance company later denies coverage for part of the work, you may be stuck footing the bill yourself. It’s an expensive gamble and one that’s avoidable with the right guidance.

The Atlas Adjusting Approach

We’re here to advocate for you every step of the way. Our experienced team works to ensure you have a clear settlement in place before any hammers swing or shingles come off. We’ll help you understand the scope of what your policy truly covers—and push for every dollar you’re entitled to.

Bottom Line Be patient. We know how badly you want to get back to normal, but rushing into repairs without an insurance agreement in hand can cost you more in the long run. Let Atlas Adjusting protect your property, your wallet, and your peace of mind.