One of the tactics some insurance companies use is to discourage you from hiring a public adjuster. Why? Because a good public adjuster often recovers far more for a homeowner than the insurance company’s initial offer—sometimes two to five times more. That means more money in your pocket, but also more cost to the insurer.

Here’s how the game is played: an adjuster from the insurance company may tell you that if you hire a public adjuster, you’ll have to pay a percentage of your settlement to them. While that’s true, what they won’t tell you is that even after the fee, you’re often left with significantly more than if you’d gone it alone. The idea is to make you focus on the fee instead of the bigger picture—your total payout.

By steering you away from hiring a public adjuster, the insurance company keeps control of the claim process and limits the amount they pay. Without a professional advocating for your full rights, you may accept a lower settlement without even realizing how much more you’re entitled to.

At Atlas Adjusting, our mission is to level the playing field. We know the tactics insurers use, and we make sure you get the fair value you deserve—because your claim should be about your recovery, not their bottom line.