Most homeowners think the Department of Insurance protects them.

That someone is making sure the insurance companies play fair.

But here’s the truth — in most cases, they don’t.

Over the years, many state insurance departments have lost funding and oversight power. Instead of checking every policy for fairness, they just stamp it as received and move on.

That means the insurance companies themselves are writing the rules — the same companies that profit by paying you less.

So when your claim gets denied because of confusing words like wear and tear or excluded damage, it’s not bad luck — it’s built into the system.

That’s why Atlas Adjusting exists.

We work for you, not the insurance company.

Our Claims Advocates read the fine print, challenge unfair decisions, and fight to make sure your home and your future are protected.

Because when the system is stacked against homeowners, you need someone in your corner who knows how to fight back — and win.

At Atlas, we don’t get paid unless you do.

You’ll never owe us out of pocket — our payment comes directly from the settlement we help you recover.

We believe fairness isn’t a favor — it’s your right.

And we’re here to make sure you get every dollar you’re owed.